Last Updated: April 2025
1. Introduction
Welcome to Rubivest. This Privacy Policy explains how Rubivest ("we," "us," "our," or the "Platform") collects, uses, stores, shares, and protects your personal information when you access or use our diversified investment platform and related services.
Rubivest is a diversified investment platform powered by the Rubi ecosystem, operating across multiple sectors including crypto trading, forex trading, stock trading, agriculture, film production, and mining rights. By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy.
If you do not agree with any part of this Privacy Policy, please do not use our Platform or services. We encourage you to review this policy periodically to stay informed about how we protect your information.
2. Information We Collect
We collect various types of information to provide, maintain, and improve our services. The categories of information we collect are outlined below.
2.1 Personal Information
When you create an account or interact with our Platform, we may collect the following personal information:
- Full name and display name
- Email address
- Password (stored in hashed form only)
- Phone number
- Country of residence
- Referral information (if you joined through a referral link)
2.2 KYC Verification Data
To comply with applicable regulations and to protect our users, we may require Know Your Customer (KYC) verification. This process involves the collection of:
- Government-issued identity documents (e.g., passport, national ID card, or driver's license)
- Proof of address documents (e.g., utility bill, bank statement, or government correspondence)
- Selfie or photo for identity verification purposes
- Date of birth and nationality
2.3 Financial Information
To process investments, earnings, and withdrawals on the Platform, we collect and maintain financial information including:
- Cryptocurrency wallet addresses (e.g., USDT wallet addresses)
- Transaction history (deposits, withdrawals, and investment allocations)
- Investment records, including selected sectors and earning cycle data
- Referral earnings and commission records
- Daily mining activity and rewards
- Preferred payment method and local currency details
2.4 Usage Data
We automatically collect certain information when you access and use our Platform, including:
- IP address and approximate geographic location
- Browser type and version
- Operating system and device information
- Pages visited, features used, and time spent on the Platform
- Referring URLs and navigation paths
- Date and time stamps of access
- Error logs and performance data
2.5 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our Platform. These technologies help us recognize your browser, remember your preferences, and understand how you interact with our services. For more details, please refer to Section 8 (Cookies Policy) of this Privacy Policy.
3. How We Use Your Information
We use the information we collect for the following purposes:
- Account Management: To create, maintain, and secure your Rubivest account, including email verification and account authentication.
- Processing Transactions: To process deposits, investments, earning distributions (every 20–25 day cycle), withdrawals, and related financial operations on the Platform.
- KYC Compliance: To verify your identity in accordance with applicable anti-money laundering (AML) and know-your-customer (KYC) requirements.
- Communication: To send you important notifications, including email verification messages, transaction confirmations, earning cycle updates, security alerts, and platform announcements.
- Platform Improvement: To analyze usage patterns, diagnose technical issues, and improve the functionality, performance, and user experience of our Platform.
- Security and Fraud Prevention: To detect, prevent, and respond to fraud, unauthorized access, and other illegal or suspicious activities on the Platform.
- Referral Program Management: To track referral links, attribute referral sign-ups, calculate referral commissions, and manage our referral reward system.
- Mining Feature: To manage daily mining activities, track mining rewards, and process associated earnings within your account.
- Legal Compliance: To comply with applicable laws, regulations, legal processes, and enforceable governmental requests.
4. Information Sharing and Disclosure
We do not sell, rent, or trade your personal information to third parties for marketing purposes. Your data is never monetized through sale to advertisers or data brokers.
We may share your information only in the following limited circumstances:
- Payment Processors: We share necessary financial information with trusted payment processors and cryptocurrency exchange partners to facilitate deposits, withdrawals, and transactions on the Platform.
- KYC Verification Providers: We may share identity documents and related information with third-party KYC and identity verification service providers to carry out required verification checks.
- Legal Requirements: We may disclose your information if required to do so by law, regulation, court order, or other governmental or legal process.
- Law Enforcement: We may share information with law enforcement agencies or regulatory authorities when we believe in good faith that disclosure is necessary to protect our rights, your safety, the safety of others, or to investigate fraud or other illegal activity.
- Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.
- Service Providers: We may engage trusted third-party service providers who assist us in operating the Platform, conducting our business, or providing services to you, subject to confidentiality agreements.
5. Data Security
We take the security of your personal information seriously and implement a range of technical and organizational measures to protect it from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption: All data transmitted between your browser and our servers is encrypted using industry-standard TLS/SSL protocols. Sensitive data is also encrypted at rest.
- Secure Servers: Our Platform is hosted on secure servers with restricted physical and virtual access controls, firewalls, and intrusion detection systems.
- Password Hashing: User passwords are never stored in plain text. We use strong, industry-standard hashing algorithms to protect your credentials.
- Access Controls: Access to personal information is restricted to authorized personnel who require it to perform their duties, and all access is logged and audited.
- Regular Security Audits: We conduct periodic security assessments and vulnerability testing to identify and address potential risks to our systems and your data.
- Two-Factor Authentication: We encourage users to enable additional security features, such as two-factor authentication, to further protect their accounts.
While we strive to protect your personal information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security, but we are committed to promptly addressing any security incidents that may occur.
6. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you with our services. Specific retention periods are as follows:
- Account Data: Retained for the duration of your account and for a reasonable period thereafter to comply with legal obligations and resolve disputes.
- Transaction Records: Financial transaction data is retained for a minimum period as required by applicable laws and regulations, typically no less than five (5) years.
- KYC Documents: Identity verification documents are retained as required by anti-money laundering regulations and are securely deleted when no longer required by law.
- Usage Data: Aggregated and anonymized usage data may be retained indefinitely for analytical and platform improvement purposes.
You may request the deletion of your account and associated personal information at any time by contacting us at support@rubivest.com. Please note that certain data may be retained as required by law, even after an account deletion request is fulfilled. We will inform you of any data that cannot be deleted and the reasons for its retention.
7. Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- Right to Access: You may request a copy of the personal information we hold about you. We will provide this information in a commonly used, machine-readable format where feasible.
- Right to Correction: You may request that we correct any inaccurate or incomplete personal information associated with your account.
- Right to Deletion: You may request that we delete your personal information, subject to certain legal exceptions and retention requirements.
- Right to Opt Out of Marketing: You may opt out of receiving promotional or marketing communications from us at any time by using the unsubscribe link in our emails or by contacting us directly.
- Right to Data Portability: Where applicable, you may request a copy of your data in a structured, commonly used, and machine-readable format for transfer to another service provider.
- Right to Restrict Processing: You may request that we limit the processing of your personal information under certain circumstances.
- Right to Object: You may object to the processing of your personal information where we rely on legitimate interests as the legal basis for processing.
To exercise any of these rights, please contact us at support@rubivest.com. We will respond to your request within a reasonable timeframe, and no later than as required by applicable law. We may need to verify your identity before processing your request.
8. Cookies Policy
Our Platform uses cookies and similar technologies to enhance your browsing experience and to collect information about how you use our services.
8.1 Types of Cookies We Use
- Essential Cookies: These cookies are necessary for the Platform to function properly. They enable core features such as user authentication, session management, and security. Without these cookies, the Platform cannot operate as intended.
- Analytics Cookies: These cookies help us understand how users interact with our Platform by collecting information about pages visited, time spent on pages, and navigation patterns. This data is used in aggregate to improve our services.
- Preference Cookies: These cookies remember your settings and preferences (such as language or display options) to provide a more personalized experience.
8.2 Managing Cookies
You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. Please note that disabling essential cookies may impact the functionality of the Platform and prevent you from using certain features, such as logging in or processing transactions.
For more information on how to manage cookies in your specific browser, please consult your browser's help documentation.
9. Third-Party Links
Our Platform may contain links to third-party websites, services, or applications that are not operated or controlled by Rubivest. These links are provided for your convenience and informational purposes only.
We are not responsible for the privacy practices, content, or security of any third-party websites or services. We encourage you to review the privacy policies of any third-party sites you visit before providing them with any personal information. The inclusion of a link on our Platform does not imply endorsement of the linked site or its content.
10. Children's Privacy
Rubivest is not intended for individuals under the age of 18. We do not knowingly collect, solicit, or maintain personal information from anyone under 18 years of age. If we become aware that we have collected personal information from a child under 18, we will take immediate steps to delete that information from our systems.
If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us at support@rubivest.com, and we will promptly address the matter.
11. International Data Transfers
Rubivest operates globally, and your personal information may be transferred to, stored in, and processed in countries other than your country of residence. These countries may have data protection laws that differ from the laws of your jurisdiction.
When we transfer your data internationally, we take appropriate safeguards to ensure that your personal information receives an adequate level of protection, consistent with this Privacy Policy and applicable data protection laws. By using our Platform, you consent to the transfer of your information to countries outside your country of residence, including countries that may not provide the same level of data protection as your home country.
12. Changes to This Policy
We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices, services, legal requirements, or other factors. When we make material changes to this policy, we will:
- Update the "Last Updated" date at the top of this page.
- Notify you of significant changes via email or a prominent notice on the Platform.
- Where required by law, seek your consent to the updated terms before they take effect.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of the Platform following the posting of changes constitutes your acceptance of those changes.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please do not hesitate to contact us:
We are committed to resolving any complaints or concerns about your privacy and our collection or use of your personal information. We will endeavor to respond to all inquiries within a reasonable timeframe.